Understanding the Builder’s Warranty When Buying New Construction

A builder’s warranty offers peace of mind when investing in a new-build home. Know what’s covered before you close.
WHAT IS A BUILDER’S WARRANTY?
Think of it as an insurance policy from your builder. Your builder will fix certain parts of your home if they don’t work properly or issues are found during the warranty period. Most warranties follow a 1-2-10 structure:- 1 year for materials and labor (paint, drywall, flooring, trim)
- 2 years for mechanical systems (electrical, plumbing, HVAC)
- 10 years for major structural components (foundation, framing)
WHY IT MATTERS IN A HOT MARKET LIKE COLLEGE STATION
College Station is expanding quickly. New developments are breaking ground across town, and builders are racing to meet demand. Even experienced builders working at full capacity can encounter issues, especially when construction timelines are tight. Many new homes are available in College Station, TX, but not all provide the same level of quality or protection. If anything goes wrong after moving in, your builder’s warranty will cover it at no extra cost. This is especially important for spec homes, which are already built before they are listed. Beyond size and finishes, think about what kind of post-closing support and coverage is included with your home—it could save you time, stress, and money later.WHAT DOES THE WARRANTY COVER?
Each builder’s guarantee is unique, although most include the following:- Cosmetic issues, such as paint cracks, nail pops, and flooring defects, during the first year.
- Mechanical problems, including faulty HVAC systems, electrical wiring issues, and plumbing leaks, occurred during the first two years.
- Structural defects involving the foundation, framing, roof structure, or load-bearing walls for up to 10 years.
WHAT’S NOT INCLUDED?
Builder warranties don’t cover everything, so know their limitations. Common exclusions include:- Damage from normal wear and tear
- Issues caused by homeowners’ neglect or DIY modifications
- Acts of nature, like floods or hurricanes
- Appliances, which are usually covered by manufacturer warranties
HOW TO MAKE THE MOST OF YOUR WARRANTY
Here’s how to maximize your new-build house’s warranty:- Schedule a final walkthrough. This gives you a chance to identify issues and ensure they’re fixed before moving in.
- Keep records. Save warranty documents, receipts, and written communication with the builder.
- Report problems early. Don’t wait until coverage is nearly over. Submit warranty requests as soon as you notice something is wrong.
- Hire a third-party inspector. Even brand-new homes can benefit from a professional inspection, especially around the 11-month mark.

